Regarding the 2021 Tow Option with 7-pin harness:
If I were to guess based on what has been posted on this forum and the instructions that were provided above, the 2021 Tow Option with 7-pin harness is actually two physical parts. The first wire is the 7-pin harness that has a 9 wires on one side of the junction box that goes into the 12-pin connection to the vehicle's wiring harness and then 7-wires on the other side going to round trailer connection that goes into the hitch receiver and that is pre-installed. The second wire is the one shown above and is probably delivered sitting in the glove box to be installed by the owner if they add an electronic brake controller and it connects to the vehicle's wiring harness under the steering column near the fuse box and provides four wires to the brake controller at installation location of the brake controller installer's choosing. It would not make sense to attach the plastic end and then have loose exposed copper connection ends dangling in the dash if you don't have a brake controller to install.
If you plan to tow with a 4-pin flat you may need to buy a 7-way round to a 4-pin flat adapter, unless Kia also provided this it's about $10.
Regarding retrofitting the Kia 2021 7-pin harness in a 2020 Telluride:
This likely means that 2021 harness will
not be plug-n-play in the 2020 Telluride because it looks like the rear 12-pin connection has pin #7 and #12 unused (#8 is present on the 2020). They must have run 2 more wires for Trailer Brake input to go up to the front and 12V hot to power the brakes themselves in the 2021 vehicle harness. This thread shows the 2020 pinout without 7 and 12 in use:
Trailer Wiring I'm disappointed in that the only way to make the 2021 7-pin Kia harness to work still requires running two wires from the rear to the front and add a breaker on the 12v hot because I doubt that harness with the 4 wires has anything to plug into near the fuse box on the 2020.
At this point the simplest thing for me to do is to go with the Curt Wireless Echo and get a 7-way round upgrade that allows me to plug the 4-pin flat behind it, then run a hot to the battery and a 30A breaker. So this way instead of running two wires, I can just run one. I'll take in the reverse lights to pin #8.
This eTrailer Tekonsha video on YouTube shows the connection at 1min 31sec on the 2020 and you can clearly see only 6 wires up front there is probably another one hiding that is going to pin 8. Even though this is an aftermarket 4-pin flat harness it is identical to install to the Kia OEM 4-pin harness that was provided with the 2020 Kia Telluride Tow Option and Package.