Interest rate??

[trbst11]

What interest rate is everyone getting? I am picking up my telluride tomorrow and got quoted
3.9% for 60 months

 

[ga1322]

What interest rate is everyone getting? I am picking up my telluride tomorrow and got quoted
3.9% for 60 months

If you search on here you should be able to find a thread where someone shared Kias rate breakdown. If you have good credit you should be able to get at least 2.9 for 60 or 1.9 for 48. I do believe it’s regional though. Some have posted that they got 0.9 at 48 and 1.9 at 60 but that was not available to me in my area with an 800 credit score

 

[cliffnerd5]

1.9@48 and 2.9@60 are with 1500 rebate. Works out better than the 0.9@48 and 1.9@60 options. If you have good credit and dealer is quoting 3.9%. They are trying to bamboozle you for a 1% kickback to themselves which someone has posted a screenshot of the official document from KIA saying the dealer can quote 1% higher on a KMF loan. Press them for the 1.9@48 or 2.9@60, whichever fits your budget.

 

[ColMo]

If you search on here you should be able to find a thread where someone shared Kias rate breakdown. If you have good credit you should be able to get at least 2.9 for 60 or 1.9 for 48. I do believe it’s regional though. Some have posted that they got 0.9 at 48 and 1.9 at 60 but that was not available to me in my area with an 800 credit score

Here is a screen shot I had from a post

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[popcrnchicken]

1.9@48 and 2.9@60 are with 1500 rebate. Works out better than the 0.9@48 and 1.9@60 options. If you have good credit and dealer is quoting 3.9%. They are trying to bamboozle you for a 1% kickback to themselves which someone has posted a screenshot of the official document from KIA saying the dealer can quote 1% higher on a KMF loan. Press them for the 1.9@48 or 2.9@60, whichever fits your budget.

Yup! They are adding 1%! They tried to do this to me. Make them change it.

 

[Jj515]

Yup! They are adding 1%! They tried to do this to me. Make them change it.

What percentage rate are people getting in the Midwest? Should I expect 1.9 or .9 for 48 months?

 

[popcrnchicken]

What percentage rate are people getting in the Midwest? Should I expect 1.9 or .9 for 48 months?

It’s the same everywhere. 1.9 gets you the $1500 rebate. .9 gets you no rebate. Any higher than those rates and they are adding points for pure dealer profit.

 

[Jj515]

It’s the same everywhere. 1.9 gets you the $1500 rebate. .9 gets you no rebate. Any higher than those rates and they are adding points for pure dealer profit.

Thank you for clarifying.

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