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March Incentives

Lucas & Craig

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Nothing has changed on our end.
 
Shorter period. Expire 3/31
 
At least when I look at Kia’s website, the lease cash isn’t there, but hopefully that simply hasn’t been updated yet.
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Is there still a $1,000 cash back for purchase? Also, if there is, do we only qualify if we finance?
 
Is there still a $1,000 cash back for purchase? Also, if there is, do we only qualify if we finance?

Following up...does anyone know if the $1000 finance rebate is still in place?
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To get the $1000 rebate you'll pay a little higher interest rate. I would have taken it if I could have gotten a lower rate elsewhere and refinanced or paid it off in a few months.
 
so, just checking - does this mean if you qualify for the 0.9% @ 48 mos, you can't bundle the $1,000 KMA finance rebate without increased rate? i also no longer see the $1k offer online ...
thanks.
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so, just checking - does this mean if you qualify for the 0.9% @ 48 mos, you can't bundle the $1,000 KMA finance rebate without increased rate? i also no longer see the $1k offer online ...
thanks.
This is correct. I have never seen the $1,000 offer online, but I think it has always been available.
 
so, just checking - does this mean if you qualify for the 0.9% @ 48 mos, you can't bundle the $1,000 KMA finance rebate without increased rate? i also no longer see the $1k offer online ...
thanks.
Right. I qualified for the 0.9% 48 mos. When pricing out they said I could get a $1,000 rebate but the rate was 1.75%. seems like it was 1.9% 60mos or $1,000 rebate and 2.75%, and so on. ran the numbers both ways and there really wasn't much difference. i passed on the $1k and took the lower rate.
 
FWIW, I'm opting for the $1k cash with the slightly higher interest when I sign next week. We have a solid trade and throwing a bunch of cash at it too. On a 36mo finance, the 1.75% combined with the $1k lowers the overall amount paid by a few hundred (or maybe low $1000's) over the lifetime of the loan. Simple amortization calculator will show you the difference.

Also, specifically paying the sales tax out of pocket - why pay interest on tax?
 
FWIW, I'm opting for the $1k cash with the slightly higher interest when I sign next week. We have a solid trade and throwing a bunch of cash at it too. On a 36mo finance, the 1.75% combined with the $1k lowers the overall amount paid by a few hundred (or maybe low $1000's) over the lifetime of the loan. Simple amortization calculator will show you the difference.

Also, specifically paying the sales tax out of pocket - why pay interest on tax?

Well done. I am very debt averse and always glad to hear folks getting short term loans on cars. Avoid the lease trap and pay your car off in less than 4 years. I plan on doing the same.
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