Advice for Newbie Buyer

[awiqbal]

Hi Everyone,
I moved to USA few months back and I am planning to buy Telluride as my first Vehicle in USA. I went to a dealer and they offered my MRSP 43510$ for EX NightFall Package with Approx 1.9% APR through KIA Financing for 60 Months . Just want to know is it a good price .Plus is EX worth extra 5000$ from S package. My job requires lot of travelling and my wife will be using Telluride .

 

[BrendonSF]

Hi Everyone,
I moved to USA few months back and I am planning to buy Telluride as my first Vehicle in USA. I went to a dealer and they offered my MRSP 43510$ for EX NightFall Package with Approx 1.9% APR through KIA Financing for 60 Months . Just want to know is it a good price .Plus is EX worth extra 5000$ from S package. My job requires lot of travelling and my wife will be using Telluride .

MSRP is about as good as you can hope for these days. I'd say go for it. It's rare that people are able to negotiate discounts, seeing as how most dealers are marking up $5k+. However, you should be eligible for the promotional financing of 0.9%, or a $500 credit if you take the higher rate?
Kia of Muncie discounts them by $1,000 if you have a Costco membership, and the waitlist is approaching a year long.

 

[SVoigt]

Hi Everyone,
I moved to USA few months back and I am planning to buy Telluride as my first Vehicle in USA. I went to a dealer and they offered my MRSP 43510$ for EX NightFall Package with Approx 1.9% APR through KIA Financing for 60 Months . Just want to know is it a good price .Plus is EX worth extra 5000$ from S package. My job requires lot of travelling and my wife will be using Telluride .

Depends on what you are needing, but for me spending the extra for the EX premium was worth it and I was able to get everything I needed and wanted. Some of the features in the SX were very nice, but not on the needed page <G>. Enjoy whatever you decide to get.

 

[khalilsh]

Hi Everyone,
I moved to USA few months back and I am planning to buy Telluride as my first Vehicle in USA. I went to a dealer and they offered my MRSP 43510$ for EX NightFall Package with Approx 1.9% APR through KIA Financing for 60 Months . Just want to know is it a good price .Plus is EX worth extra 5000$ from S package. My job requires lot of travelling and my wife will be using Telluride .

I would agree with the others here.....MSRP for EX-NP is a good deal. EX is definitely worth the extra cost with the features it comes with. If you are getting your hands on it quickly from a delivery standpoint, then GO FOR IT....!!!!

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[bensc]

Hi Everyone,
I moved to USA few months back and I am planning to buy Telluride as my first Vehicle in USA. I went to a dealer and they offered my MRSP 43510$ for EX NightFall Package with Approx 1.9% APR through KIA Financing for 60 Months . Just want to know is it a good price .Plus is EX worth extra 5000$ from S package. My job requires lot of travelling and my wife will be using Telluride .

One important thing to note is that if you are new to the US and haven't had a chance to build much of a credit score, you may not qualify for the 0.9% or 1.9% financing options. Remember that dealers may not be completely truthful or simply might not understand your specific situation, so don't take their word for it if they haven't pulled your credit yet. When we moved to the US, it took about a year of strict credit-building to get to a score that would qualify for those kinds of incentives.

 

[iTELLuWHAT_]

One important thing to note is that if you are new to the US and haven't had a chance to build much of a credit score, you may not qualify for the 0.9% or 1.9% financing options. Remember that dealers may not be completely truthful or simply might not understand your specific situation, so don't take their word for it if they haven't pulled your credit yet. When we moved to the US, it took about a year of strict credit-building to get to a score that would qualify for those kinds of incentives.

Second this. I had a friend in college who moved to the U.S. and purchased a vehicle. He talked about it, and was super excited. Having the financial background I did, I looked over his terms and saw that he was paying 8% interest. He was so excited about the car that he let the dealer take advantage of him... albeit his family is rather wealthy, but I worked with him to refinance.