February APR Offer?

[joni_bologna]

My fears may be realized….the website has been updated and it looks like the Telluride has no more 1.9% financing offer. My dealer said to expect the financing to be higher than that now. It figures the offer would end after going for so long right as my Telluride is about to be financed. Anyone seen anything about a February offer??

 

[zhelder]

Someone on one of the Facebook groups said it’s going to 2.49% for 60 months. Bummer…

 

[sparky930]

2.49% for 60 months

What a bummer as much of my purchase/decision for ordering was the ridiculously low interest rates. About an extra $600 on the amount I was originally planning to finance vs the 1.9%

 

[tk_]

Find a local credit union, even small ones in my little town are offering at like 1.75 right now.

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[Bsnilloc]

My car came in today and picking up tomorrow. Ordered in November. Do dealers ever honor the rate at time of order/deposit?

 

[staypuppy]

@Bsnilloc - No, rates fluctuate. The only way to guarantee the rate you want, whether it be a house, car, etc. loan is to start the process and lock in the loan while it's still available. Most auto loan rates are good for 30-60 days (depending on who you finance through) once you're approved.

 

[Bsnilloc]

@Bsnilloc - No, rates fluctuate. The only way to guarantee the rate you want, whether it be a house, car, etc. loan is to start the process and lock in the loan while it's still available. Most auto loan rates are good for 30-60 days (depending on who you finance through) once you're approved.

That’s what I thought. Thanks.

 

[Seated_Heats]

My car came in today and picking up tomorrow. Ordered in November. Do dealers ever honor the rate at time of order/deposit?

Rates and incentives are honored at time of pick up not order.

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[Tellmyride15]

Yeah I just learned this unfortunate news today when my dealer called me since my Telluride should be here by the end of the month. They’re telling me Kia’s APR for the Telluride is now 3.49%! Pretty disappointing to say the least…

 

[Seated_Heats]

Yeah I just learned this unfortunate news today when my dealer called me since my Telluride should be here by the end of the month. They’re telling me Kia’s APR for the Telluride is now 3.49%! Pretty disappointing to say the least…

I tried capital one and the offered me 2.45.

 

[Bsnilloc]

Yeah I just learned this unfortunate news today when my dealer called me since my Telluride should be here by the end of the month. They’re telling me Kia’s APR for the Telluride is now 3.49%! Pretty disappointing to say the least…

I ended up going with USAA for 1.9% anyways. Pretty seamless. Dealer made it sound, once they knew I had that option, that they “always” have other banks they can get that rate at. I declined and used what I already had approved and pending. Also, you can lock rates with banks for 30 days so might want to do that now if you find a good deal.