Insurance cost in Canada

[hguerard]

I would like to know how much you are paying for you Telluride auto insurance. I have been shopping for auto insurance in Canada, Quebec and all quotes that I get are pretty high. I went with La Capitale and I am paying 1700$ CAD a year. My coverage is:

• 500$ deductible
• No replacement-cost endorsement
• Civil liability of 2,000,000 $
• 10,000 KM per year

For reference, I used to have a brand new Mazda CX-5 with the same coverage as above for 700$ CAD a year.

 

[T_ride]

Im paying 1680 cad yearly so basically the same. In Alberta

 

[kcss88]

Paying $1100 cad yearly in Ontario.

 

[wr250f]

Paying 803$/year in Montreal by La Capitale for my 40 years old wife
500$ deductible
1000000$ civil
Telluride SXLimited

@hguerard you are sure that 1700$ is not for a 2 years contract with La capitale. We are paying 1606$ for 2 years.

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[hguerard]

Paying 803$/year in Montreal by La Capitale for my 40 years old wife
500$ deductible
1000000$ civil
Telluride SXLimited

@hguerard you are sure that 1700$ is not for a 2 years contract with La capitale. We are paying 1606$ for 2 years.

Nope, 1 700$ per year. I'm 35 year old. Only difference is the civil liability. I doubt that will cut my rate in half.

 

[Kwim]

Paying 803$/year in Montreal by La Capitale for my 40 years old wife
500$ deductible
1000000$ civil
Telluride SXLimited

@hguerard you are sure that 1700$ is not for a 2 years contract with La capitale. We are paying 1606$ for 2 years.

Is this probably one way coverage?


Guys, insurance depends on many factors, including the grade, address and package that is included, fines and marks, as well as where the car is stored, how many km mileage per year, and so on.
If to compare, then all parameters must be indicated.
I did the calculation of insurance for future telluride sx, I get:
1650 per year.
Grade -15 (maximum)
All possible options from the insurance company are included.
No fines, no clames.
1000$ deductible
1000000$ civil
discount for 2 cars
discount home insurance

 

[Kwim]

Im paying 1680 cad yearly so basically the same. In Alberta

Pretty much the same.

 

[wr250f]

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[wr250f]

 

[hguerard]

My wife and I are both on the same contract. That might also increase the rate. Is your wife alone on her contract?

 

[wr250f]

My wife and I are both on the same contract. That might also increase the rate. Is your wife alone on her contract?

Yes only her name on the contract. You are right it probably increase the price with 2 drivers.