Help ! Are we getting a good MRSP

[Yzaguirre87]

Can anyone tell me if I got a honest quote. We doing the 73 months with a Estimate estimate of a 3.9 rate. We still have to talk and check credit . The total of car would be 55k ! Bad or good thanks

 

[EverlastingNightfall]

Does that include taxes?

 

[mgoblue]

Yes, the base quote for this seems reasonable for a SX AWD + Nightfall + Floormats. See attached and how the number for that build on the Kia website matches up exactly with the first line in your quote. (I saw your FB post too which hinted at what you were looking to buy).

So the MSRP number is right, and it looks like the remaining details in the quote are the usual doc fees, registration, and taxes, which gets you to $50.8k. Again, this number seems reasonable.

The jump to 56k seems to be based on your financing (72 mos at 3.9%, with 2k down). If you want that number to come down you should take shorter loan with a lower rate. It would mean higher monthly payments but less overall total.

Long story short - I don’t see a problem here. It’s a fair MSRP quote, the taxes seem normal, and the effects of financing is up to you.

 

[jw_tx21]

Can anyone tell me if I got a honest quote. We doing the 73 months with a Estimate estimate of a 3.9 rate. We still have to talk and check credit . The total of car would be 55k ! Bad or good thanks

It depends. What is the trim? S, EX, SX? AWD? FWD? There is only 1 MSRP, and it is listed at kia.com. This doesn't show total at $55k.

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[jw_tx21]

Yes, the base quote for this seems reasonable for a SX AWD + Nightfall + Floormats. See attached and how the number for that build on the Kia website matches up exactly with the first line in your quote. (I saw your FB post too which hinted at what you were looking to buy).

So the MSRP number is right, and it looks like the remaining details in the quote are the usual doc fees, registration, and taxes, which gets you to $50.8k. Again, this number seems reasonable.

The jump to 56k seems to be based on your financing (72 mos at 3.9%, with 2k down). If you want that number to come down you should take shorter loan with a lower rate. It would mean higher monthly payments but less overall total.

Long story short - I don’t see a problem here. It’s a fair MSRP quote, the taxes seem normal, and the effects of financing is up to you.

Glad you saw her Facebook post, as the quote said nothing about the trim and options as far as I read.

 

[EverlastingNightfall]

Looks like you paid a $3k markup “non tax fees”.

if you’re happy with it then really all that matters

 

[mgoblue]

Looks like you paid a $3k markup “non tax fees”.

if you’re happy with it then really all that matters

IMPORTANT CLARIFICATION: The 3k line is GATAVT which is Georgia taxes, not a markup.

The taxed and non taxed fees are ambiguous but they are likely title and registration, and are pretty small at about $150, so they are probably legit and nothing to worry about.

 

[mjeffv]

The Doc Fee is the only thing I don't like but at least there is no markup. Otherwise, it looks descent. If you have a trade, the GA taxes go down about $66 per thousand of trade.

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[iTELLuWHAT_]

Ask your dealer how much you are paying off MSRP. I don't know what trim level, but I assume an SX with Nightfall package, which would be really close to the purchase price you have now.