Interest Rates and Refinancing

[TexasTelly]

I notice a lot of people talking about refinancing, with Kia Finance rates around 2.75 with the 1k Bonus, where are you finding lower rates, when I shop around online I don't see anything less that that.

 

[DanPorges]

I would agree at this point I am not seeing any better rates than are being offered by HKMC financing directly. In the past we have chosen local credit unions over Kia's offering, for example on my wife's 2019 Sorento it was almost 3% lower at the time.

 

[greg131pd]

Current 2020 Kia Telluride SUV Special Offers

Starting at $32,785*

HideFinance Offer
Financing Offer : 0.9% APR For 48 Months On Select Kia Telluride Models
Manufacturer Offers

• 0.9% APR for 24 months
• 0.9% APR for 36 months
• 0.9% APR for 39 months
• 0.9% APR for 42 months
• 0.9% APR for 48 months
• 1.9% APR for 60 months
• 3.9% APR for 72 months

Offer only valid 11/01/2019 through 1/02/2020
Applies to select new 2020 Kia Telluride.
Request More InfoView Inventory
* Disclaimer(s) See TrimsHideCash Offer
Military Offer : $400 Cash Back On Select Kia Models
Manufacturer Offers

• $400 cash back

Offer only valid 11/01/2019 through 1/02/2020
Applies to multiple models.
Request More InfoView Inventory

• Price, terms and vehicle availability may vary. See dealer for details. Special APR offers not available with factory rebates. Price does not include tax,plates and $179.81 doc fee.

* Disclaimer(s) See TrimsHideCash And Finance Offer
Financing Offer : $1,000 Cash Back And 1.75% APR For 48 Months On Select Kia Telluride Models
Manufacturer Offers

• 1.75% APR for 24 months
• 1.75% APR for 36 months
• 1.75% APR for 39 months
• 1.75% APR for 42 months
• 1.75% APR for 48 months
• 2.75% APR for 60 months
• 4.0% APR for 72 months
• and
• $1,000 cash back

Offer only valid 11/01/2019 through 1/02/2020
Applies to select new 2020 Kia Telluride

 

[mrmac]

I notice a lot of people talking about refinancing, with Kia Finance rates around 2.75 with the 1k Bonus, where are you finding lower rates, when I shop around online I don't see anything less that that.

Simply put, no bank/credit union can afford to compete with captive financing companies stated rates for excellent credit. I've tried to find a way for over twenty years and I still can't do it. If I had the back-end subsidy provided by KIA to KMF, I could.....

______________________________

 

[Bigblockdodge]

All of the Kia current interest rate incentives - .9% 48 for months, 1.9% for 60 months, indicate in the fine print that you must take delivery from dealer stock. I ordered an AWD SX which should arrive shortly. Will Kia honor this rates for a vehicle that was specially ordered? If not, what am I looking at APR wise with excellent credit?

 

[mrmac]

All of the Kia current interest rate incentives - .9% 48 for months, 1.9% for 60 months, indicate in the fine print that you must take delivery from dealer stock. I ordered an AWD SX which should arrive shortly. Will Kia honor this rates for a vehicle that was specially ordered? If not, what am I looking at APR wise with excellent credit?

The dealer will take it into stock before selling it to you

 

[Bigsally15]

We are going to finance through Kia finance to capture the $1000 off and then refinancing through our credit union.