1.49% 65-month Financing I can refer you to my credit union for your Telluride purchase

[jesskewl]

What are the rates for other months choices ect 72 and 84 ect if you can share?

 

[Ferg42995]

What are the rates for other months choices ect 72 and 84 ect if you can share?

Benefits​

• For new or used vehicles - with the same low rates.
• Purchase or refinance - borrow to buy your next vehicle or refinance the one you drive.
• Affordable payments - the longer the loan term, the lower your monthly payment.
• 0.25% rate discount for energy efficiency - Vehicle must have an EPA fuel economy rating of 35 MPG or 35 MPGe combined city/highway.
• Qualified borrowers - can finance up to 130% of the book value or up to 130% of the purchase price, whichever is less.

AUTO LOANS AND AUTO REFINANCE LOANS​

Terms	APR¹ As Low As	EMP² Per $1,000
Up to 36 Months	1.99%	$28.64
Up to 48 Months	1.99%	$21.69
Up to 65 Months	1.99%	$16.24
Up to 72 Months	2.99%	$15.19
Up to 84 Months	4.49%	$13.90

Auto Loans | DCU

Whether your dream car is new or just new-to-you, DCU's auto loans make it easy to hit the road by offering low auto loan rates and flexible terms

www.dcu.org

 

[Tellytodaytellytomorrow]

referral please

 

[Jsanderson]

Just a heads up regarding the DCU referral program. I am currently a member of DCU and I asked them if they are still doing the referral program and they said no, it has been canceled. For those of you who want the take advantage of the cheap financing, go ahead and apply for membership to the credit union, apply for the loan and make sure you follow up with a call the day after to push the loan through. Keep in mind that the wait time is 1-2 hours due to the demand for these cheap loans but once you get someone on the line, they are helpful.
we worked with dcu today. Got everything processed but we are waiting for the email to esign the papers. How long did it take after the loan offer processed everything over the phone to send you the files to sign? Also how long after that did it take for them to issue the check?

Just a heads up regarding the DCU referral program. I am currently a member of DCU and I asked them if they are still doing the referral program and they said no, it has been canceled. For those of you who want the take advantage of the cheap financing, go ahead and apply for membership to the credit union, apply for the loan and make sure you follow up with a call the day after to push the loan through. Keep in mind that the wait time is 1-2 hours due to the demand for these cheap loans but once you get someone on the line, they are helpful.

we worked with dcu today. Got everything processed but we are waiting for the email to esign the papers. How long did it take after the loan offer processed everything over the phone to send you the files to sign? Also how long after that did it take for them to issue the check?

______________________________

 

[Ferg42995]

we worked with dcu today. Got everything processed but we are waiting for the email to esign the papers. How long did it take after the loan offer processed everything over the phone to send you the files to sign? Also how long after that did it take for them to issue the check?

It’s very slow. I’ve been working on it for 2 weeks.

 

[DJMagicMelliott]

I have a 820 credit score and my wife and i have a low/mid six figure income and I only got 6.2% interest rate. Meh.

 

[SaddieTaz]

I have a 820 credit score and my wife and i have a low/mid six figure income and I only got 6.2% interest rate. Meh.

Let me guess. High debt-to-income ratio? Short credit history?

 

[rcoplien]

That is crazy I'm pretty sure they padded the interest rate and did not give you buy rate

______________________________

 

[DJMagicMelliott]

Let me guess. High debt-to-income ratio? Short credit history?

House is almost paid for. Neither of us have car payments. Also no debt.

 

[y2kshoo]

Message me if you would like a referral this credit union has been great. I have not been able to find anyone able to match or beat their rates. 1.24% up to 65 months on hybrid or all-electric as well.

Hello, could you please send me a referral as well?

Thank you in advance!

 

[SaddieTaz]

House is almost paid for. Neither of us have car payments. Also no debt.

There is something wrong then. 6.2% is insanely high for a person with 820 FICO.

 

[bdotcom]

Hello, could you please send me a referral as well?

Thank you in advance!

Sorry they ended the referral program. I would go onto their website, DCU.org and sign up for a membership by making a $10 donation to the specified charity. Rates now are 2.74 unless you open a checking account and make direct deposits to it. If you do, the rate is 2.24.

______________________________

 

[y2kshoo]

Sorry they ended the referral program. I would go onto their website, DCU.org and sign up for a membership by making a $10 donation to the specified charity. Rates now are 2.74 unless you open a checking account and make direct deposits to it. If you do, the rate is 2.24.

Got it, thank you for the tip anyway!

 

[OptimaSoulFAM]

I plan to use DCU but have never used non-dealer financing. My car is die late May. I see above that there’s a couple week wait, safe to say I should be applying and getting things in shape now? I assume the dealer will know how to handle it? He already told
Me there is no requirement to use theirs and no fee.