ksyrah
Well-known member
If you financed through KIA, there is no minimum for the length of the loan. You can pay it off right away no matter what the dealer told you.I got my SX Prestige NF from Dutchess Kia in NY. 1.5 hour away from NYC where I live but we only had to go there to pick up the car. Chris sent me the info I needed and they charge MSRP which in the tri state area is one of the rare ones to do so. When I called them end of April, they were expecting the exact car I wanted to arrive mid June, so I made a deposit right away. The car came in a little bit early and we picked it up June 8. I had been looking for the SX Prestige in Ebony and black interior since 2019, every time I called a dealer they were sold even before hitting the lot or they were charging over $60,000! Dutchess Kia will also place an order for you, unlike other dealers that I talked to. The process was pretty smooth, except that they don't take large amounts on credit cards, which is weird to me because in Manhattan it's not an issue to use a credit card to buy a car! So, instead we had to finance a small part of the cost, which we plan on paying off within the first 3 months, as it is the minimum of time to have the loan. I know the deanship makes money with financing too so even better for them! Good luck on your research and getting the car you want!