The 520 I reference is without any add on fees or taxes.The Kia website doesn't include any fees or taxes. Depending on which state you live in, that $520 number can be way off. In PA for example the taxes on the $520 would be another $46.80/month. That doesn't even include any registration or other fees.
Anyway, all this is moot because as of this moment all Kia Telluride incentives are gone. The SX/AWD/Prestige i ordered last month is now 2000 more expensive.