What did you pay for your KIA Telluride?

[Johnwhite]

Tha

Berwyn kia in illinois

Thanks

 

[bhier]

Anyone finance a Telly this month? We have excellent credit, wondering what rate did you get from the dealer or externally?

 

[dcreno]

5.24% is lowest I have gotten with near perfect credit - I have also been offered 5.4. Credit unions. I am navy FCU is even lower but I cannot become a member. But this is all subject to change until you sign as the rates keep going up with federal hikes.

 

[bhier]

Yea, credit union is 5.69% and I am hoping the dealer can do better than that. Since ordering in March '22 the rates have just been climbing, wish I could have bought it 10 months ago.

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[Senator20]

Interest rates are insane especially when you have perfect credit. Timing is everything I was able to get 1.9 back in 2020. I feel sorry for people, there is no reason why they are so high.

 

[spencry]

2.99 at Tower Federal Credit Union last week.

 

[Socal949]

I was lucky and perfect timing for me as well. Bought mine back March of 2021 qualified for the 1.9 rate.

 

[Sellyourride]

Luckily a local credit union was running a promo and we scored 2.23% on 1/9/23.

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[spencry]

Tower FCU is 2.99% right now.

 

[dcreno]

Luckily a local credit union was running a promo and we scored 2.23% on 1/9/23.

Which credit Union was that?

 

[Sellyourride]

Service First FCU but the promo is over and not sure if you need to be local to be a member. Still great non-promo rates though, we were looking at 3.75 prior to that.

 

[corsair]

At the very least, it is beneficial to have one or two numbers to counter whatever the dealer offers. My initial Kia Finance quote was something in the 6's IIRC but they dropped to 4.99% which matched local credit unions (though still above USAA). You can get lower by using other outside financing but it may at least gives you a better option to consider if you want to have a desire to use the institutions the dealer already works with.

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[lwiemo]

Just picked up my 2023 SX-Prestige X-Line white/sage. The car was due at the dealer middle of December, I had reserved it, and arrived middle of January, after four due dates in December from Kia that came and went. The dealer markup was $2000, but my trade-in was not the best. By the time I picked up the car my trade-in value also had dropped. The cost was $56,120 and loan is 6.99%.

 

[Tello]

Which credit Union was that?

Hi, Tower is 3.49 for 72 months.

 

[corsair]

Hi, Tower is 3.49 for 72 months.

Wow even better for 60 months. When I compare and state rates, it’s always for 60 months.

 

[bhier]

MSRP for SX-P X_Line.
$53,615 +506 doc fee = $54,121
-$13,700 cash down
-$10,500 trade
=$29,921 @ 5.79% out the door.

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[scottw324]

MSRP for SX-P X_Line.
$53,615 +506 doc fee = $54,121
-$13,700 cash down
-$10,500 trade
=$29,921 @ 5.79% out the door.

View attachment 29418

Picture of said car?

 

[bhier]

Picture of said car?

Google Photos

 

[scottw324]

Google Photos

Very nice! I do wish Kia made the X-Line features, such as the front and rear bumpers blacked out like the previous Nightfall.

 

[bhier]

Very nice! I do wish Kia made the X-Line features, such as the front and rear bumpers blacked out like the previous Nightfall.

I agree, this front bumper in gray is just kinda annoying. Wife is thrilled so...