I am sorry, but are you me? Do you know me? Do you know what I want or need? OR is everyone in your mind you?
3,000 is for a full wrap with 5 year replacement and full interior protection. Also considering the 2,400 for the front and side wrap and ceramic. Also have a front wrap option with doors, ceramic or 1,700. All include paint correction.
1,200 dollars is from the dealer, but I could not get a lower quote from any 3rd party for lower. 10/100,000 miles, if you can get it cheaper, then POST THE LINK. I will probably keep the car for more then 10 years, so I will use the warranty. The head unit alone is 3,000 bucks to buy not install, the cameras and other options could fail and will fail. Heck the stitching on the leather seats are going bad in the first month of use. Do you honestly think that stitching that is going bad at week 1 will make it 9 years?
If I did your "high yield savings or CD." I get what in today's market, maybe 2%? 24 bucks a year? High yield CD? What 36 dollars? Oh I am going to get soo rich when the head unit quits on a 4 year old suv and the dealer says 3,600 dollars to replace?
I want a drama free car. I don't drive that much, I will own the car more then 8 years, and I don't want to buy a new car until at least 2030 model. I own a 15 year old car now, it has less then 100,000 miles on it. From year 3 to year 10 put out well over 1,200 in repairs. Heck the 4 air bags that went bad was 4,000 alone, and another airbag need to be replaced now. I would have 588 bucks in the bank if I got the extended warranty and put the 2800 bucks I spent in repairs into the savings you promote.
Everyone has a different needs. I just want a car I can own for 10 years and not have to worry about it. A car to me is a tool.