What did you pay for your KIA Telluride?

[Sparkle Girl 47]

@Sparkle Girl 47 what is your payment target for affordability and what state do you reside in?

Target payment is $750.00 I live in Tulsa Ok

 

[Sparkle Girl 47]

@Sparkle Girl 47 what is your payment target for affordability and what state do you reside in?

Target payment is 750.00 I live in Tulsa Ok

 

[CrazyBiker]

In my 25+ years of overseeing financial institutions that excel in auto lending, I've never seen any new vehicle which has held its value as long as the Telluride. The Subaru Ascent did well for about 3 months while it filled the built up demand of Subaru loyalists who'd been dying to move into something bigger than their Outback. If you've driven one, you'd know it doesn't compare to being in a Telluride. Same for the Honda Pilot.

As far as Telluride values in a couple years, you may be smarter than all the actuaries who are creating the analysis supporting leasing residual values, but I highly doubt that's true. No slight to you, its just they are the experts.

Exactly! I paid 45K OTD (40K sale price) for my fully loaded Sorento SXL AWD with a MSRP of 47.5K and that is where I will be shooting for the Telluride. Hoping 2021 a Telluride SXL comes out with all the missing features from Palisade Limited.

 

[MarcinTexas]

Target payment is $750.00 I live in Tulsa Ok

That is an insane payment. Sounds like you are financing 100%.

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[mrmac]

Target payment is 750.00 I live in Tulsa Ok

You could finance $48.785.06 for 72 months at 3.5% interest rate and your payment would be $750.00.

 

[teddybearpty]

South Florida, SX, no options (not even carpet floor mats) .. MSRP 42,960.00. They wanted 4k over, but due to some errors on their part, managed to get it down to 3k over. Feel icky about it but it's a great car so far ( I've only had it a few hours ha).

I also in South Florida, Which dealer did you go with ?

 

[MarcinTexas]

You could finance $48.785.06 for 72 months at 3.5% interest rate and your payment would be $750.00.

If you go that route with that interest rate - you probably can't really afford the car. If this pandemic has taught us anything - it is that we should all be working to live a debt free life. Save up and finance as little as possible for as short a term as possible. Cars shouldn't be a debt sentence for six years! My wife has driven her Honda Odyssey for nearly ten years. The bank says I qualify for car debt up to $100K...but I intend on paying 50% down and paying it off in a couple of years. The idea that a car payment would be $750/month is financial insanity. Never borrow for a car more than 25% of your pre-tax income. As Dave Ramsey says - people have too much of their net worth tied up in depreciating assets.

 

[Sparkle Girl 47]

If you go that route with that interest rate - you probably can't really afford the car. If this pandemic has taught us anything - it is that we should all be working to live a debt free life. Save up and finance as little as possible for as short a term as possible. Cars shouldn't be a debt sentence for six years! My wife has driven her Honda Odyssey for nearly ten years. The bank says I qualify for car debt up to $100K...but I intend on paying 50% down and paying it off in a couple of years. The idea that a car payment would be $750/month is financial insanity. Never borrow for a car more than 25% of your pre-tax income. As Dave Ramsey says - people have too much of their net worth tied up in depreciating assets.

Thanks Marcin, You are right. That is why i"m looking and enjoying the Forum and everybody else Telluride. I'm driving a 2016 Ford Expedition Limited with 40,000 miles on it. But I still want a Telluride!!! Can't afford one, but still want one. So for now i will enjoy the forum.

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[miamibeachsteve]

Pretty steep out the door price on a used Telluride right
Alright Steve, so the best price I can do is going to be $51,917 out the door. We have a $1,000 finance coupon included in our online price so you would forfeit that paying cash. If you were open to financing at least for four month i can save you a $1,000. Either way this is An amazing deal. There is not very many of these out there and there’s none of them with these options available. The Kia dealership across the street was trying to buy it from us.

Here's the link to the vehicle Used 2020 Kia Telluride SX V6 AWD For Sale in Chantilly, VA Arlington VA, Alexandria & Manassas | Stock# LG050137A

I could get a new one for this price right... not that many are available I know!

 

[mrmac]

If you go that route with that interest rate - you probably can't really afford the car. If this pandemic has taught us anything - it is that we should all be working to live a debt free life. Save up and finance as little as possible for as short a term as possible. Cars shouldn't be a debt sentence for six years! My wife has driven her Honda Odyssey for nearly ten years. The bank says I qualify for car debt up to $100K...but I intend on paying 50% down and paying it off in a couple of years. The idea that a car payment would be $750/month is financial insanity. Never borrow for a car more than 25% of your pre-tax income. As Dave Ramsey says - people have too much of their net worth tied up in depreciating assets.

@MarcinTexas , Dave Ramsey preaches some sound biblically-based advice and for many people, being debt free is the best plan. It is the best plan because they don't have what it takes to handle debt or better yet, to leverage debt to make more money.

You would consider me to be financially insane because one of my car payments is $1,000.00/month, lol, but it's all about perspective because that payment is less than 5% of my gross monthly income....I see the things I want and that drives me to figure out how to make more money so I can experience those things and more. To me, this is the difference between living and merely being alive. Again, perspective.

The average person goes through these economic events and they get scared so they retrench. I see this pandemic economy as an opportunity to take risks, leverage debt, and therein create wealth by using other peoples money. Cash is king, and I'd rather borrow at 3.5%, than to deplete even a portion of my own cash.

I also believe in living life to the fullest. Embracing each moment, every breath, and getting the absolute most out of it. I've been poor, and I've been wealthy (both a few times over). Personally, I prefer the creature comforts that go with being wealthy.

We get one limited shot at living. We each come with an unknown expiration date. I intend to enjoy as many of the finer things as I possibly can before my expiration date arrives. As I don't know when that date is, I approach living as if my expiration may be in the next moment. No in fear of death, but rather in the thrill of finally being done with this world and moving into the full grace of life eternal. Full speed ahead!

On the overwhelming majority of posts, we see eye to eye. I believe you to be a high-quality, morally sound, rational, and wise person. If I may caution you, just remember, reality is something different for each of us. Be careful not to assume your reality is the only reality. The limits on you, and what you can accomplish, are the limits you've chosen to constrain yourself with. Challenge those limits daily, Create a new, more fulfilling reality for yourself. The power is yours. Be bold! Take risks and achieve rewards that are meaningful to you. There is a strong correlation between risk and reward. If you don't take any risk. you will receive no reward.

Please don't let a Dave Ramsey or anybody else put you in handcuffs. Unless, that is the best of all life for you, then by all means at least pursue golden handcuffs!

 

[Cmsharp]

Mark my words there will not be another cash for clunkers in our lifetime.

I hope not, because were supposed to get our car in june. If that program comes back after, I will be pissed!

 

[Schlegel]

I hope not, because were supposed to get our car in june. If that program comes back after, I will be pissed!

Of there may be pent up demand.

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[CarGuyLincoln]

I want to see how long these pricing holds out and what that does to the resale. This is good news for Kia if the pricing even holds out for a few years if not to the current ridiculous levels. Till then I am not desperate to buy. I can always buy some other SUV for the interim but I refuse to pay anything over invoice for any vehicles. Once you are used to getting discounts .....

You better start looking at your other options. The vehicles you don't like...

 

[Sparkle Girl 47]

@MarcinTexas , Dave Ramsey preaches some sound biblically-based advice and for many people, being debt free is the best plan. It is the best plan because they don't have what it takes to handle debt or better yet, to leverage debt to make more money.

You would consider me to be financially insane because one of my car payments is $1,000.00/month, lol, but it's all about perspective because that payment is less than 5% of my gross monthly income....I see the things I want and that drives me to figure out how to make more money so I can experience those things and more. To me, this is the difference between living and merely being alive. Again, perspective.

The average person goes through these economic events and they get scared so they retrench. I see this pandemic economy as an opportunity to take risks, leverage debt, and therein create wealth by using other peoples money. Cash is king, and I'd rather borrow at 3.5%, than to deplete even a portion of my own cash.

I also believe in living life to the fullest. Embracing each moment, every breath, and getting the absolute most out of it. I've been poor, and I've been wealthy (both a few times over). Personally, I prefer the creature comforts that go with being wealthy.

We get one limited shot at living. We each come with an unknown expiration date. I intend to enjoy as many of the finer things as I possibly can before my expiration date arrives. As I don't know when that date is, I approach living as if my expiration may be in the next moment. No in fear of death, but rather in the thrill of finally being done with this world and moving into the full grace of life eternal. Full speed ahead!

On the overwhelming majority of posts, we see eye to eye. I believe you to be a high-quality, morally sound, rational, and wise person. If I may caution you, just remember, reality is something different for each of us. Be careful not to assume your reality is the only reality. The limits on you, and what you can accomplish, are the limits you've chosen to constrain yourself with. Challenge those limits daily, Create a new, more fulfilling reality for yourself. The power is yours. Be bold! Take risks and achieve rewards that are meaningful to you. There is a strong correlation between risk and reward. If you don't take any risk. you will receive no reward.

Please don't let a Dave Ramsey or anybody else put you in handcuffs. Unless, that is the best of all life for you, then by all means at least pursue golden handcuffs!

Love your comment. I'm 72 years old, can't sleep in the SUV. I'll wait for a lease return and get me a Telluride, MAYBE!!! By then I may have fallen in love with something else, like the Palisade

 

[Drabon74]

Love your comment. I'm 72 years old, can't sleep in the SUV. I'll wait for a lease return and get me a Telluride, MAYBE!!! By then I may have fallen in love with something else, like the Palisade

I hope they redesign the Palisade exterior asap, the bang for the buck is amazing, more features than the telluride, and they are dealing on them. Problem is, the exterior is ho hum, and that’s why my local dealership has 31 on the lot, meanwhile the Kia dealership has all the Tellurides sold before it even shows up. For now I’ll keep searching for a ex Telly premium fwd at sticker minus 1000 rebate

 

[Sparkle Girl 47]

I hope they redesign the Palisade exterior asap, the bang for the buck is amazing, more features than the telluride, and they are dealing on them. Problem is, the exterior is ho hum, and that’s why my local dealership has 31 on the lot, meanwhile the Kia dealership has all the Tellurides sold before it even shows up. For now I’ll keep searching for a ex Telly premium fwd at sticker minus 1000 rebate

I love the look of the Telluride, but the price and length of time to get one is making the Palisade grow and grow and grow on me.!!!!

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[Schlegel]

Local Hyundai has 31 Palisade on the lot! Premium trims are marked up $1K. Same dealer had markups of $3K to $6K previously. See a lot more Tellurides on the road then Palisade. Pailsade just does not get my heart racing.

 

[CarGuyLincoln]

I hope they redesign the Palisade exterior asap, the bang for the buck is amazing, more features than the telluride, and they are dealing on them. Problem is, the exterior is ho hum, and that’s why my local dealership has 31 on the lot, meanwhile the Kia dealership has all the Tellurides sold before it even shows up. For now I’ll keep searching for a ex Telly premium fwd at sticker minus 1000 rebate

Make sure you first sign off on that offer before you travel 500 miles to pick it up! Not being snoddy or misleading. Just being honest...

 

[Sparkle Girl 47]

Local Hyundai has 31 Palisade on the lot! Premium trims are marked up $1K. Same dealer had markups of $3K to $6K previously. See a lot more Tellurides on the road then Palisade. Pailsade just does not get my heart racing.

I'm not willing to pay Mark up on a Palisade. It is growing on me ,but not at Mark Up. Going to have to have a good discount for me. Going to wait on a Used SXP Telluride!!!! not in a hurry. I will enjoy this forum and all of your news. I might get lucky or win the lottery. HAHA!!!!

 

[StephenCantrelle]

I'm not willing to pay Mark up on a Palisade. It is growing on me ,but not at Mark Up. Going to have to have a good discount for me. Going to wait on a Used SXP Telluride!!!! not in a hurry. I will enjoy this forum and all of your news. I might get lucky or win the lottery. HAHA!!!!

Reach out to @Wee he is considering selling his SXP